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4 Ways to Finance Your Window Replacement Project

Obtaining and installing replacement windows for your home is a difficult task and a significant investment for any homeowner. Not only will it require a large amount of time to complete, but one will also need a large sum of funds. Unfortunately, not every homeowner has those funds on hand. Not to worry, however, as there are actually a number of ways you can fund a window replacement project.

  1. Credit Cards – If you don’t have the required amount in cash to finance your window replacement project, there’s always the option of using a credit card. A lot of people opt for this option because some window companies can offer them a large amount of time to pay in installments, and you won’t even have to apply for a new credit line. However, keep in mind that having too much debt on your credit cards can also easily harm your credit score.

  1. Manufacturer Financing Programs – Some window replacement service providers will offer homeowners their own payback plans to help them pay for their window replacement products over time. One of the advantages of this is that you know exactly how much you’ll be borrowing, and the process is a lot smoother as well. Unfortunately, some dealerships may have high interest rates so carefully consider if this is the option you want.

  1. Federal Housing Association Loans – Loans from programs like the Federal Housing Administration (FHA) can help provide loan schemes for homeowners who need to borrow money for renovation projects like window replacements, which can cost up to $25,000. These loans usually have lower interest rates compared to credit cards, but you’ll have to deal with a lot of red tape to get the loan. Apart from that you may also have to put up your mortgage deed as collateral if you’re borrowing an amount that exceeds $7,500.

  1. Bank Loans – Bank loans are another popular financing method that homeowners gravitate to if they’re in need of funds to replace their windows and other small scale home improvements. An advantage of getting bank loans or personal loans is that you won’t have to offer your home as collateral. However, the interest rates may be higher, and in order to be eligible, an outstanding credit may be required.

For assistance in your home window replacement plans, simply turn to Renewal by Andersen® of Southwest Missouri. We are your number one provider of various door and window styles. Give us a call at (417) 351-2801, or fill out our contact form to schedule a free consultation.

Reviews

"Renewal by Anderson is definitely the way to go for replacement windows. A representative will come out to your house to discuss window replacements, their Fibrex windows, and cost. You do not have to do all the windows at the same time. We chose only to do 10 windows at this time. The price quoted is good for a full year. A few days later another Representative will come out to expertly measure all windows you are choosing to replace. These measurements are sent to the Renewal by Anderson Factory, where your replacement windows are made. Soon after your order has been processed an installation crew shows up with your replacement windows. Renewal by Andersen is excellent in keeping the customer informed from the start of the process to the final installation. We had a crew of 5 that took 2 days for 10 windows. They were definitely top-notch and you could immediately tell they had been installing windows for quite some time. They were definitely prepared for any situation that came up during your window replacement. One window had evidence of past termite infestation. The wood had to be replaced before the installation of our new window. I generally keep an infrared space heater in that room because of all the 5 bay windows. After our new windows were installed, WOW no heat loss. The room no longer felt cooler than the rest of the house. The windows look fantastic. The outside screens are virtually invisible. We love our new windows. You won't be disappointed!!"

Loren Connelly
Nov 17, 2023

"Just had my windows installed. Love them! Wonderful and easy people to work with! Well worth the money! My installers were great! They cleaned up everything and were amazing!"

Sue Waterman
Nov 16, 2023

"Every employee I have met in this company has been very kind and nice to speak with (even when I'm out of town and have to tell them I'm waay out of their zone for promotions lol!) Customizing the front door was fun, and I'm very happy with the end result of a brand new door frame that is sealed well and closes so quietly and smoothly! The frosted glass window panels top to bottom really let in an awesome amount of natural light. The manufacturing process went well with lots of updates along the way, and the salesperson was able to answer every question I had about financing. Can't wait to start upgrading the windows next! As a first time homebuyer I feel very secure in knowing I can call the company and they will make sure their product stays up to their quality standards. They are going to help this 105 year old house stand strong for another 100!"

Kelsey Phelps
Nov 2, 2023

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